This disclaimer sets forth the terms and conditions applicable to the use of carpooling services and digital wallets provided by Zargo PVT LTD. By using our services, you agree to abide by and be bound by these terms and conditions. If you do not agree to any of these terms, you should not use our services.

1. Service provided
   Zargo PVT LTD offers a wide range of carpooling services and digital wallets. These services will be provided through a mobile application. Ride-sharing services allow users to request rides from registered drivers, while digital wallet services allow users to pay for a variety of goods and services.
2. Liability
   Zargo PVT LTD is not liable for any damage or loss that may arise from the use of our services. This includes but is not limited to, loss resulting from failure, delay, interruption, or failure of our systems. Our company is also not responsible for any damage or loss caused by third parties using our services, including drivers and merchants.
3. User behavior
   Users are responsible for complying with all laws and regulations governing the use of our services. Users must also behave with respect and courtesy towards drivers, sellers, and other users of our services. Any violation of these rules may result in the termination of the user’s account.
4. User data
   Zargo PVT LTD collects and processes user data in accordance with our Privacy Policy. This data may include personal information such as name, address, and payment information. Users are responsible for ensuring that their data is accurate and up to date.
5. Intellectual Property
   Zargo PVT LTD owns all intellectual property rights in our Services, including but not limited to copyrights, trademarks, and patents. Users are prohibited from using any of our intellectual property without our prior written consent.
6. Compensation
   The User agrees to indemnify and hold harmless Zargo PVT LTD, its affiliates, and their respective officers, directors, employees, and agents from any claim, damage, or loss resulting from the User’s use of the Service our service or any breach of these terms and conditions.
7. Termination
   Zargo PVT LTD reserves the right to terminate a user’s account at any time for any reason, including but not limited to a breach of these terms and conditions. Upon termination, users will lose access to our services and any remaining funds in their digital wallet accounts.
8. Applicable Law
   These terms and conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which our company is incorporated.
9. Changes to terms and conditions
   Our company reserves the right to amend these general conditions at any time without notice. It is the user’s responsibility to regularly review these terms and conditions to ensure compliance.
10. Contact Information
    If you have any questions or concerns regarding these terms and conditions, please contact our customer support team.

In short, by using our carpooling services and digital wallets, you agree to abide by and be bound by the terms and conditions described in this disclaimer. If you do not agree to any of these terms, you should not use our services.